UPI

Sabarkatha District Central Co-operative Bank Ltd. offers *UPI (Unified Payments Interface)* to provide customers with a fast, secure, and convenient digital payment experience. UPI enables instant fund transfers directly from your bank account using a mobile phone, anytime and anywhere.

Key Features

♦  Instant Payments:* Send and receive money in real time, 24×7, including holidays.
♦  Multiple Payment Options:* Pay using UPI ID, mobile number, QR code, or bank account details.
♦  Single Mobile App:* Access multiple bank accounts through one UPI-enabled app.
♦  No Need to Share Bank Details:* Transactions are completed using a UPI ID or QR code.
♦  Bill Payments & Merchant Payments:* Pay utility bills, recharge, and shop online or at stores.

Benefits to Customers

* Simple, fast, and paperless transactions
* Secure payments with *UPI PIN authentication*
* Low or zero transaction charges as per NPCI/RBI guidelines
* Ideal for daily transactions and small-value payments

Registration Process

♦  Customer must have an active savings/current account with the Bank
♦  Mobile number should be registered with the Bank
♦  Download a UPI-enabled mobile app and complete one-time registration
♦  Create your UPI ID and set UPI PIN using debit card details

Safety & Security

♦  Two-factor authentication for every transaction
♦  UPI PIN ensures complete control and protection
♦  Customers are advised *not to share UPI PIN, OTP, or card details* with anyone